After you graduate, you start work. You work hard and get promoted. Eventually, you pay off your student debts and you have some savings. Now what? Should you keep your money safely in the bank, invest in the stock market, buy property or even get into cryptocurrencies?

First of all, if you simply keep your money in the bank, you could actually be losing money, in real terms. Let's say that the bank's interest rate is 2%, but the inflation rate is 2.5%. This means that, in one year, your money will have grown by 2%, but prices will have increased by 2.5%. Your money will have grown, but it will be worth less! At the very least, you should look for a high interest account. To open one of these accounts, you will need to agree to keep your money in the account for a fixed period of time without withdrawing any of it. In return, the bank will offer you a better interest rate.