After you graduate, you start work. You work hard and get promoted. Eventually, you pay off your student debts and you have some savings. Now what? Should you keep your money safely in the bank, invest in the stock market, buy property or even get into cryptocurrencies?

First of all, if you simply keep your money in the bank, you could actually be losing money, in real terms. Let's say that the bank's interest rate is 2%, but the inflation rate is 2.5%. This means that, in one year, your money will have grown by 2%, but prices will have increased by 2.5%. Your money will have grown, but it will be worth less! At the very least, you should look for a high interest account. To open one of these accounts, you will need to agree to keep your money in the account for a fixed period of time without withdrawing any of it. In return, the bank will offer you a better interest rate.

For most people, when they think of investing, they think of the stock market. It's simple; you buy a small portion - a share - of a company and if the company is successful, the price will go up. You will also receive a share of the profits every year as a dividend. The drawback is that the price can go down as well as up and you need to do a lot of research in order to choose a good company to invest in. Then, you need to keep a close eye on the stock market in order to decide when to sell your stocks or to buy more.

Property is a great investment. Not only does the price go up over time, but you can also rent it out for a monthly income. The downside is simple: it costs a lot of money to buy a property and you may need to save up even just to cover the down payment. Most people are too concerned about paying off their own mortgage to consider buying a property as an investment.

A new kind of investment that you could try is cryptocurrency. The most famous of them is Bitcoin. At one time, you could buy a Bitcoin for a few cents and now one Bitcoin is worth thousands of dollars. Many people became millionaires because of this. However, people have lost a lot of money as well. The price can fluctuate wildly and any cryptocurrency is considered to be a highly risky investment.

As you can see, each kind of investment has its pros and cons. Which one is best is up to you.